Best T-Mobile Cell Phone Plans (2026): 3 Top Editor's Picks

As one of America’s major carriers (along with AT&T and Verizon), T-Mobile operates its own powerful system of 4G and 5G networks, and a range of plans to enjoy them on. What’s more, several of these plans come bundled with great perks like free Netflix subscriptions and high-speed data in 210+ countries. 

In recent years, T-Mobile has done away with its capped postpaid plans in favor of unlimited data—specifically, Essentials, Essentials Saver, Experience More, and Experience Beyond.

In this article, we’ll describe our favorite overall, family, and budget-conscious T-Mobile cell phone plans. Read on to learn about the best T-Mobile plans on the market right now. 

Why You Should Trust Us

I have over 10 years of experience writing about and reviewing mobile plans and phones. I’ve tried every carrier under the sun—and have some strong opinions about which ones are worth signing up for, and which you should steer clear of.

For this article, I focused on the following factors as it relates to service with T-Mobile:
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- Overall value
- Plan features
- Cell phone coverage
- Quality of customer service 

The following piece offers an honest look at how well T-Mobile fares in each of these areas.

Best Overall T-Mobile Plan

T-Mobile offers two feature-packed—albeit pricy—premium plans upon which to enjoy the carrier’s amazing 5G network. Of these, we think Experience More offers the best value.

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Best T-Mobile Family Plan

Adding lines to your T-Mobile wireless plan is a great way to save money, bringing down the cost per line significantly. This can allow you to get a bells-and-whistles plan for far less than it would be otherwise. 

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Best Budget T-Mobile Plan

If you’re looking to keep costs down, T-Mobile offers two budget-minded options: the $60/month Essentials plan, and the $50/month Essentials Saver plan. 

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What About T-Mobile Prepaid Plans?

T-Mobile sells a handful of prepaid plans in addition to its core postpaid offerings. These consist of three unlimited plans (the $60/month Unlimited Plus, $55/month Unlimited Promo, $50/month Unlimited), and one capped data plan (the $40/month 10GB plan). While these plans lack the extras of T-Mobile’s upper-tier postpaid plans, they do feature varying amounts of hotspot data and access to T-Mobile’s fast 5G network. 

There are also a handful of prepaid carriers that operate on T-Mobile’s network, like Mint Mobile and, of course, Metro by T-Mobile. These smaller carriers, or MVNOs, tend to undercut the steep prices of major carriers like T-Mobile, though the coverage reliability and speeds can be a slight step down. 

T-Mobile Phones

As with AT&T and Verizon, T-Mobile stocks all of the flagship and mid-range phone models from the likes of Samsung, Apple, Google, and Motorola. Fortunately, T-Mobile constantly runs promotions that allow you to get your hands on these devices for far less than they would otherwise be. 

T-Mobile phone deals typically require you to trade in an eligible device and sign up for a specified unlimited data plan. Discounts are then applied in the form of bill credits across 24 months.

Why Choose T-Mobile?

The reason for going with T-Mobile over major carrier competitors AT&T and Verizon—not to mention the plethora of prepaid brands—comes down to two things: 5G coverage and perks. 

T-Mobile 5G Coverage

While T-Mobile has historically trailed Verizon and AT&T in terms of 4G coverage, the carrier has been far more aggressive with its 5G network build out, to the point that its 5G network may actually be the best available in the U.S. right now. It’s no surprise they worked 5G into the title of their three top unlimited plans. 

T-Mobile Perks

T-Mobile is one of the best carriers to go with if you’re seeking extras to go along with your cell phone plan. T-Mobile’s flagship plans——include dedicated mobile hotspot data, free Netflix With Ads and Apple TV+ streaming subscriptions, Plus, these plans feature varying amounts of international privileges like free in-flight Wi-Fi and data access in 210+ countries. 

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The Bottom Line

As one of the country’s three major mobile providers (along with AT&T and Verizon), T-Mobile offers a streamlined selection of unlimited data wireless plans that come backed by the company’s fast and wide-reaching 4G and 5G coverage. 

Our favorite overall T-Mobile plan is the $85/month , given the totality of what it includes (streaming perks, unlimited premium data, a generous 60GB mobile hotspot). Our pick for the best T-Mobile family plan is the everything-and-the-kitchen-sink Experience Beyond, which costs $215/month, or $53.75/month per line, for four lines. Lastly, we think the $50/month Essentials Saver is a great option for those looking to save money on their T-Mobile service. 

Frequently Asked Questions

What is the average monthly cost for a T-Mobile plan?

The average monthly cost for a T-Mobile plan varies by features and number of lines, typically ranging from about $60 to $85 per line for unlimited data. Family plans and multi-line discounts can bring the cost down per line.

Does T-Mobile have a $25 a month plan?

Yes, T-Mobile does offer a $25 per month plan under its "Connect by T-Mobile" lineup, which is aimed at budget-conscious users. This prepaid plan includes unlimited talk and text within the U.S. and provides 8GB of high-speed data each month.

What is the most expensive T-Mobile plan?

T-Mobile's most expensive plan is currently the Experience Beyond plan, priced at $100 per month for a single line. This premium plan offers unique benefits like the ability to upgrade to a new phone annually, once at least half of the device's cost is paid off. The plan also includes premium data, a generous mobile hotspot allocation, and access to streaming perks.