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Spectrum Mobile vs Verizon: Plans Compared

If you’re looking for a point-by-point comparison between Spectrum Mobile and Verizon, we’ve got all the details for you here. We take a look at capped plans, unlimited data plans,  what perks these carriers offer, and all the benefits you can expect. 

Want to check out the data plans at other top carriers? Feel free to try out our Plan Finder.

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Spectrum Mobile vs Verizon: Similarities

  • Both Verizon and Spectrum Mobile plans have nationwide coverage on the 4G LTE network and are working on expanding 5G coverage.
  • Both are also internet providers who allow you to bundle other services with mobile plans.
  • Both Verizon and Spectrum Mobile include hotspot data with their cell phone plans, but not without caveats. If hotspot data is important to you, read our section on that below.
  • Both mobile network carriers provide customers with (virtually) unlimited talk and text to Mexico and Canada; Verizon goes a step further to include unlimited data at 3G data speeds in those countries, too.

Spectrum Mobile vs Verizon: Differences

  • Spectrum is a Mobile Virtual Network Operator (MVNO), which means it rents cell tower infrastructure from another network. Spectrum Mobile specifically leases from Verizon’s network. Verizon towers are, of course, owned by Verizon.
  • After a certain amount of data usage, Spectrum Mobile slows your speeds down.
  • On Verizon’s mid-level and premium unlimited data plans, you always get access to the fastest speeds available on the network.
  • Spectrum Mobile phone plans are most cost-effective for Spectrum Internet or TV customers, since otherwise Spectrum adds a hefty monthly fee to your plan. Verizon plans are available to everyone at the advertised prices.
  • Verizon offers multi-line discounts, meaning the more lines you add, the cheaper each additional line is. This is useful for family plans. Spectrum Mobile plans are a flat rate per single line.
  • Spectrum Mobile doesn’t include any extra perks in its cell phone plans; Verizon’s plans feature bundled benefits like streaming subscriptions in the monthly bill.
  • Verizon provides its mobile service customers with some extra hotspot data with its mid-level and premium unlimited plans. Spectrum Mobile includes some hotspot data in all its unlimited plans.
  • Verizon does not include taxes and fees in its plan pricing, while all Spectrum Mobile plans include taxes and fees in the listed price.

What Is an Unlimited Plan?

To understand what mobile carrier plans can offer you, you should understand what kind of data typically comes in an unlimited data plan. It’s slightly more complicated than it sounds. The key detail to keep in mind is that all unlimited plans include unlimited data, but not all that data usage is necessarily going to be high-speed. 

Entry-level unlimited plans give you access to unlimited deprioritized data. You may find some plans that include some amount of high-speed data, but not all plans do. 

Mid-level unlimited plans offer a mix of high-speed data and the same unlimited, deprioritized, data you’d get on an entry-level plan.

Premium unlimited plans provide unlimited high-speed data, with no restrictions on data speeds.

What Is a Capped Plan?

What about capped plans? Also called By the Gig plans, these plans have a monthly allotment of data to use per month, which can run out. All capped plan data is deprioritized, so you might find your data slows down when the network is busy, like when you’re in a busy airport or a crowded concert venue. 

While capped data plans are typically more cost-effective than unlimited plans, they’re only suitable for customers who don’t mind deprioritized data and don’t use very much of it. If you opt for one of these plans and then run out of your monthly data allotment, you will have to buy more. Some providers charge overage fees for going over the limit. 

What About Hotspot Data?

When a carrier offers unlimited data, it’s normal to wonder whether that counts toward hotspot usage too. But if you love using a hotspot, let this be your reminder to always check the fine print on hotspot data allowances.

Most plans with truly premium data offer a premium hotspot allowance, too. Verizon’s unlimited plans do. For example, on one of Verizon’s plans, you might get 50 GB of premium data per month, with an additional 10 GB of premium hotspot data in addition to those 50 GB.

However, with other carriers like Spectrum Mobile, once you reach a specific level of usage your data will be subject to further slowdowns. Any hotspot data you get is included in that cap.

For instance, on an unlimited data plan with Spectrum Mobile, you may have 30 GB of premium data. Of that allotment, you can use up to 5GB for hotspot usage. Once you’ve used those 5 GB up, you'll only have 25 GB of data to use before you end up in the "slowdowns" area. While you will still have hotspot data after that limit, it will be so slow that it's virtually unusable.

In short, if you’re a heavy hotspot user, make sure to look for plans that include a separate amount of data for hotspots.

Comparing Plans

Spectrum Mobile vs Verizon Capped Plans

Only Spectrum Mobile offers capped data plan options. Their By the Gig model of capped data charges a flat rate per gigabyte of data you consume. The benefit is that you can share your data allotment across all the lines on your account, so multiple people can share the same cap of data. This is most useful for customers that don’t use very much cellular data, but still need to have access to some data while on the go.

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Spectrum Mobile vs Verizon Entry-Level Unlimited Plans

Now let’s compare the most cost-effective unlimited plans from Verizon and Spectrum Mobile. These plans are a good fit for you if you don’t use much data, and rarely if ever use your phone as a Wi-Fi hotspot. If you find that you mostly use your data to check out today’s news, catch up on social media, send emails, and not much more, these plans are most likely a good fit for you.

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Spectrum Mobile vs Verizon Mid-Level Unlimited Plans

What if you want at least some high-speed data, but you’re not ready to compromise on price? These mid-level unlimited plans are a good balance between an affordable price and a good amount of high-speed data. For an average data user who makes a hotspot between one to three times weekly, these plans will suit your data needs. This level of plan fits a customer who streams the odd YouTube video, plays a few mobile phone games, and catches up on social media for around an hour every day. 

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Spectrum Mobile vs Verizon Premium Unlimited Plans

For the user who needs premium data with no limits, this plan is most likely the best fit. In this instance, there’s no comparison since Spectrum Mobile doesn’t offer a premium unlimited plan. This plan is worth consideration for heavy data users who use their smartphone to connect as a mobile hotspot upwards of three times every week, post content to social media apps, stream YouTube videos and shows and enjoy playing graphic-intensive games. If that’s you, the Verizon unlimited plan below offers you all the premium data you can use, with no need to ever worry about data slowdowns.

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The Bottom Line

Stuck trying to compare plans? Our free, unbiased Plan Finder can help you sort through all your options in just seconds. All you have to do is answer a few questions so we know what matters most to you, like including hotspot data, early phone upgrades, or streaming services, and we’ll provide you with a shortlist of plans for you to compare easily. 

Still thinking about what plan is right for you? Our article on how to choose the best cell phone plan can help.

Spectrum Mobile
By the Gig 1GB
$
20
/mo/1 line
Taxes and fees are not included
Taxes and fees are included
16
phone lines max
Data
1.0GB Premium data
hotspot
shared
None
perks
None
International
  • Send texts from the US to any country for free.
  • Calls to Canada and Mexico included.
None
View Details
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Spectrum Mobile
By the Gig 2GB
$
25
/mo/1 line
Taxes and fees are not included
Taxes and fees are included
16
phone lines max
Data
2.0GB Premium data
hotspot
shared
None
perks
None
International
  • Send texts from the US to any country for free.
  • Calls to Canada and Mexico included.
None
View Details
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Spectrum Mobile
By the Gig 3GB
$
30
/mo/1 line
Taxes and fees are not included
Taxes and fees are included
16
phone lines max
Data
3.0GB Premium data
hotspot
shared
None
perks
None
International
  • Send texts from the US to any country for free.
  • Calls to Canada and Mexico included.
None
View Details
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Spectrum Mobile
Unlimited
$
30
/mo/1 line
Taxes and fees are not included
Taxes and fees are included
16
phone lines max
Data
30.0GB Premium data
hotspot
5GB LTE/5G
None
perks
None
International
  • Send texts from the US to any country for free.
  • Calls to Canada and Mexico included.
None
View Details
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Verizon
Unlimited Welcome
$
65
/mo/1 line
Taxes and fees are not included
Taxes and fees are included
16
phone lines max
Data
Deprioritized Data: Unlimited
hotspot
Not Supported
None
perks
  • Additional optional perks (e.g., Disney Bundle, Apple One, +6 more) for additional $10/mo each
None
International
  • Unlimited texting from US to 200+ countries
  • Talk, text, and unlimited data in Mexico and Canada (data speeds reduced to 3G speeds after 2GB/day)
None
View Details
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Spectrum Mobile
Unlimited Plus
$
40
/mo/1 line
Taxes and fees are not included
Taxes and fees are included
16
phone lines max
Data
50.0GB Premium data
hotspot
10GB LTE/5G
None
perks
None
International
  • Send texts from the US to any country for free.
  • Calls to Canada and Mexico included.
None
View Details
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Verizon
Unlimited Plus
$
80
/mo/1 line
Taxes and fees are not included
Taxes and fees are included
16
phone lines max
Data
Unlimited Premium data
hotspot
30GB LTE/5G
None
perks
  • Optional perks (e.g., Disney Bundle, Apple One, +6 more) for additional $10/mo each
None
International
  • Unlimited texting from US to 200+ countries
  • Talk, text, and unlimited data in Mexico and Canada (data speeds reduced to 3G speeds after 2GB/day)
None
View Details
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Verizon
Unlimited Ultimate
$
90
/mo/1 line
Taxes and fees are not included
Taxes and fees are included
10
phone lines max
Data
Unlimited Premium data
hotspot
60GB LTE/5G
None
perks
  • Optional perks (e.g., Disney Bundle, Apple One, +6 more) for additional $10/mo each
None
International
  • Unlimited texting from US to 200+ countries
  • Talk, text, and 10GB high-speed data in 208+ countries worldwide
None
View Details
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