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Navi’s Plan Challenge Giveaway



  1. Eligibility:  “Plan Challenge Giveaway” is open only to legal residents of the 50 United States; age 21 or older. Employees and directors of YourNavi, LLC. (“Sponsor”), their respective parents, subsidiaries, affiliated companies, and advertising, promotion, or production agencies associated with this offering (and the IRS dependents, immediate family members and individuals residing in the same household as any of the foregoing persons) are not eligible.  All applicable federal, state, provincial and local laws apply.  By participating, you agree to be bound by these Official Rules (“Rules”). Void where prohibited.
  2. Entry Period:  September 7, 2022, at 9:00:01 a.m. Eastern Time (“ET”) through September 30, 2022, at 11:59:59 p.m. ET (the “Giveaway Period”).
  3. How To Enter: During the Giveaway Period, (1) go to, select ‘Plan’ and then ‘Start from your current plan’. Answer a few simple questions to see how your plan compares to similar plans across carriers; and (2) Take a screenshot of your plan results  (bar graph) and post to your social media accounts (Instagram, Facebook or Twitter) with the hashtag #naviplanchallenge to be automatically entered. You will need an Instagram, Facebook or Twitter account to enter. Registration is free. This promotion is not sponsored, endorsed, administered or associated with Instagram, Facebook or Twitter. Entrants using a mobile device may incur charges from their carrier. Please check with your carrier for details.  NOTE:  Your social media account settings must be set on ‘public’ so that Sponsor can see your entry.

Limit one (1) entry per person regardless of method of entry. In the event of a dispute concerning an entrant, entrant will be the natural person who is the registered social media account owner.

  1. Selection of Winner:    Two (2) winners will be selected in a random drawing on or about October 25, 2022. Potential winners will be notified using the social media profile used for entry. NOTE:  Your social media account settings must be set on ‘public’ so that you can be contacted by Sponsor if you are a potential winner. No liability is assumed for any winner notification that is lost, intercepted or not received by a potential winner for any reason. Failure to respond to any winner notification within two (2) business days may result in disqualification and selection of an alternate winner.  Potential winner may be required to sign an affidavit of eligibility, liability/publicity release (where legal), and an IRS Form W-9. Failure to comply when requested may result in disqualification and selection of an alternate winner. If potential winners are found to be ineligible, or if he or she has not complied with these Official Rules or declines a prize for any reason prior to award, such potential winner will be disqualified and an alternate winner may be selected. Sponsor reserves the right to require proof of identification, age, eligibility, and acceptance of these Official Rules from any potential winner prior to awarding a prize.  
  2. Prize/Odds: Two (2) Prizes are available. One Prize is a new iPhone® 14, and the Second Prize is the winner’s choice of either a Samsung Galaxy Z Flip4 or Samsung Galaxy Z Fold4.  The total Approximate Retail Value (“ARV”) of the Prizes are $1,799.99.  ARV for the Samsung Galaxy Z Flip4, $999.99 ARV for the Samsung Galaxy Z Fold4 and ~$799.99 ARV for the iPhone 14.  Winner is responsible for any and all federal, state and local taxes and relating to the prize.   Prize is non-transferable and no substitution by winners is allowed. Sponsor reserves the right to substitute prize or any component thereof for something of equal or greater value in the event the advertised prize or any component thereof becomes unavailable. Any difference between advertised and actual value will not be awarded. iPhone® is a registered trademark of Apple, Inc. Samsung®, Galaxy Z Flip® and Galaxy Z Fold® are registered trademarks of Samsung. Apple and Samsung are not sponsors of or affiliated with this promotion.

Odds:  Odds of winning depend on the number of eligible entries.

  1. Prize Conditions:  Sponsor may conduct a background check to confirm eligibility and compliance with these rules.  By entering, you agree to cooperate reasonably with any such background check.  Failure to cooperate may result in disqualification and selection of an alternate winner.  If a potential winner has engaged in or does engage in any conduct that could damage the reputation or business of any sponsor, as determined by Sponsor in its discretion, the potential winner may be disqualified and the prize may be awarded to an alternate winner, time permitting.  
  2. Conditions Of Participation/Release of Liability:  By entering you agree that: (a) Sponsor, YourNavi, LLC, Facebook, Instagram, Twitter. and their respective parents, subsidiaries, affiliates, advertising and promotion agencies, and all of their respective officers, directors, employees, shareholders, representatives, licensors, licensees, distributors, retailers and agents (collectively the "Released Parties") will have no liability whatsoever for, and you release and hold harmless the Released Parties for any liability for any injuries, losses or damages of any kind to persons, including death, or property resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of or inability to use any prize or from participation or inability to participate in this Giveaway, including any Giveaway-related activity, and under no circumstances, including negligence, shall any of the Released Parties be liable for any direct, indirect, incidental, special or consequential damages resulting from participation in the Giveaway or acceptance, use or misuse of any prize, (b) Released Parties will have no liability whatsoever for failure to supply a prize or any part thereof, by reason of any acts of God, any severe weather, hurricane, flood, fire, war, transportation interruption of any kind, or any other cause beyond their control, (c) except where legally prohibited, winners grant (and agrees to confirm in writing) permission for the Released Parties and those acting under their authority to use his/her name, photograph, voice, statements and/or likeness, for advertising, trade and/or publicity purposes without additional compensation in all media now known or hereafter discovered, worldwide, including, without limitation, on the Internet, without notice, review or approval, (d) if any prize notification or prize is returned as non-deliverable, or if winner is found to be ineligible or not in compliance with these Rules, such prize will be forfeited and an alternate winner may be selected at Sponsor’s discretion, (e) noncompliance with any of the foregoing may result in disqualification and awarding of prize to an alternate winner as determined in the sole discretion of the Sponsor. Any information provided is subject to Sponsor’s privacy policy located at:
  3. General: No responsibility is assumed for (a) any damage to an entrant’s computer system or mobile device which is occasioned by accessing the Website or otherwise participating in the Giveaway; (b) any computer system, mobile phone, hardware, software or program malfunctions, or other errors, failures or delays; (c) incomplete, illegible, misdirected, misprinted, late, lost, damaged, or stolen, or entries or prize notifications; (d) lost, interrupted, inaccessible or unavailable networks, servers, satellites, Internet service providers, websites, or other connections; (e) miscommunications, failed, jumbled, scrambled, delayed, or misdirected computer, mobile phone or cable transmissions; (f) any technical malfunctions, failures, difficulties or other errors of any kind or nature; or (g) the incorrect or inaccurate capture of information, or the failure to capture any information.  

Persons who tamper with or abuse any aspect of the Giveaway or any website, as solely determined by the Sponsor, will be disqualified, and Sponsor reserves the right to terminate such entrant's eligibility. Should any portion of the Giveaway be, in Sponsor's sole opinion, compromised by virus, worms, bugs, non-authorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, fairness or proper play, or submission of entries, Sponsor reserves the right at its sole discretion to suspend, modify or terminate the Giveaway, and select winner from entries received prior to action taken or as otherwise deemed fair and appropriate by Sponsor. Released Parties are not responsible for any incorrect or inaccurate information, whether caused by website users, tampering, hacking, or by any equipment or programming associated with or utilized in the Giveaway, and assumes no responsibility for any error, interruption, deletion, defect, delay in operation, or transmission, communications line failure, technical failure, theft or destruction, or unauthorized use of any technology used in connection with this Giveaway. Any use of macro, automatic, programmed, robotic, or like entry methods will void all such entries by such methods, and entrants using such methods will be disqualified.  By participating, you agree that: (a) any and all disputes, claims, and causes of action arising out of or in connection with the Giveaway, or any prizes awarded, shall be resolved individually without resort to any form of class action; (b) any claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering the Giveaway, but in no event attorney’s fees; (c) under no circumstances will any entrant be permitted to obtain any award for, and entrant hereby waives all rights to claim, punitive, incidental or consequential damages and any and all rights to have damages multiplied or otherwise increased and any other damages, other than damages for actual out-of-pocket expenses; and (d) these Rules and all disputes shall be governed by the internal laws of the state of Florida, without regard to principles of conflicts of laws, any disputes shall be resolved exclusively in the state or federal courts in the state of Florida and you expressly consent to the jurisdiction of said courts and waive any objection thereto.  For New Jersey residents, the limitations set forth above are inapplicable where attorneys’ fees, court costs, or other damages are mandated by statute.

  1.   Winner List:  For name of winners, available after October 31, 2022, send an email to with Subject Line “Navi Plan Challenge Winner List”  
  2. Sponsor: YourNavi, LLC, 31 St. James Ave , 6th Floor Boston, MA 02108